[Resolved] Axis Lender Home loan Horrible experience with axis bank’s mortgage

This is exactly Deepak of Bangalore . I restricted myself for a long period away from composing that it send to you. But, while i don’t look for any impulse and you can liability off Axis Lender, I’m able to no more waiting.

All this work come a little while inside the February this present year. I reserved a condo in the a condo for the Bangalore and are given the get in touch with of Mr. Amit Sharma ([protected]) regarding Logical Expenditures (having AXIS Financial) by the creator. Mr. Amit satisfied myself and i also told me him my personal salary, expenditures or other expense info, predicated on hence, he confirmed me which i feel the qualifications away from 23 lacs. Because number is actually enough for me commit to come, We went on with a comprehending that qualifications is reviewed. Amit said this package away from his associate can come to help you grab the documents and you can cheque getting processing payment for this house loan. Then, I found myself approached by Mr. Murugesh ([protected]), who showed up and you will obtained my data in addition to cheque regarding Rs. 5618 to the control commission. I didn’t forget inside providing the cheque due to the fact Mr. Amit got already confirmed me personally throughout the my personal qualifications. Mr. Murugesh took many of these and went back. The latest verification processes been and i waited for very long day thought one to things are happening well. Within a few days, We spotted that my savings account is actually debited towards cheque which i offered to AXIS Lender to possess Rs. 5618. So it provided me with significantly more confidence you to definitely things are going on well.

If i did not have new eligibility, I am not saying a fool so you can stick to the financing processes and you can waste my personal Rs

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It was a surprise. There clearly was absolutely no reason said from the letter. We entitled AXIS Bank’s office and spoke in order to Ms. Renu ([protected], landline [protected]. She asserted that the brand new letter is sent by mistake and additionally they are still taking care of the loan process. Afterwards, she called myself up and back at my wonder; she asserted that my personal eligibility isnt around to your financing. I became taken aback. Which comment originated from AXIS Lender regardless of if Mr. Amit got currently informed me that i got eligibility out-of 23 lacs, following address or any other confirmation process were over, after the handling fee amount is taken from my membership and you can immediately after looking forward to a long time. We debated that have Renu regarding how you are going to upcoming Mr. Amit give which i encountered the qualifications. 5618. She once again said you to she will work with their unique movie director and go back to myself. She titled again a couple of days however,, them to say that nothing was over and you may my personal qualifications is not there while the loan can not be approved. I had aggravated and you will expected their own to go back right back my personal operating percentage matter. She told you the policy isnt here to go back the total amount. We understood off HDFC and ICICI Bank if they will not sanction the mortgage, all the data files in addition to the count was returned to the customer. But here, neither did I have back my data files till go out, none the total amount.

While i noticed there is nothing producing overall performance, I inquired Renu giving their unique manager’s matter. She provided the amount (disappointed, I do not remember his identity) of course, if We named, he was operating and asserted that he would know me as right back. I waited for all months for their call. One great day, one Ms. Indu (I do believe this was title) named myself and you may mentioned that their unique movie director desired to see as to the reasons I’d called your a few days back. We said their own entire story but, she heard and said the same the fresh processing fee can’t be returned. While i requested their once more, she said that she’s going to talk to their particular director and call me right back. That it never ever happened. To follow along with up, while i titled and you will keep in touch with their unique, she said their manager is out of channel and you will she doesn’t learn when he might possibly be right back. Now, once over each week, I’m nevertheless waiting for the fresh manager’s phone call.

Sir, because you look for, this is exactly a terrible sense. I was told that a section has examined AXIS Bank due to the fact a knowledgeable lender. I’m not sure exactly how. At the very least, I’d never point out that. You can see clickcashadvance.com 255 loan they’ve given not the case information on the qualifications, obtained the documents, removed brand new control payment immediately after which reverted right back saying that qualification is an issue. Right up until time, they haven’t yet returned the brand new files or perhaps the amount. Qualifications ‘s the the initial thing you to a buyers takes proper care in advance of giving people processing payment. However,, AXIS Bank features cheated within regard and it has made certain money out of this. I’m not sure how many anybody will have knowledgeable it that have AXIS Financial. That it looks like a good company to them. I do not imagine he has got any business Ethics. Just how can they give untrue pointers into the consumers making currency?

Instantly, one day I got a page inside my home address saying you to definitely AXIS Bank can not deliver the mortgage if you ask me

Sir, I might hence request you to delight consider this issue urgently and help protect new customers’ rights. You assist will certainly make sure that AXIS Bank doesn’t repeat eg instances later on having almost every other consumer.